We UnderstandThat
you are placing your Family's Future as well as your own in our hands. We honor
and respect that trust and will continue to work to earn it.
Read About Ron
What We Do
Our
job is to find solutions to problems that arise during an unforeseen disability.
A "sickness or accident" can prevent you from earning an income for long periods
of time, even life!
Thus, the need to protect your income, your family, your business and pension
contributions becomes a major part of one's financial plan.
"As everyone in my family has suffered a disability, I understand the reality
of what can happen." - Ron Cohen
Tailoring You Needs
No two professionals are alike. Each is unique and
has their “Specific duties, incomes and individual needs. Many request the need
for “Specialty Specific” or “Regular Occupation” Coverage. There has never been
a better time to purchase this type of Individual Disability policy. It’s our
job to guide you and answer any questions you might have. As the disability
products are constantly changing, there is a very definite need for professionals
to be informed and updated.
Decreasing Term Disability
Most professionals are aware of the need for disability
insurance, yet few know about Decreasing Term Disability and how it can solve
the problem "of assigning your personal disability policy benefits and
business overhead benefits over to a bank as collateral." A mistake many professionals
make."
Pension Plan Disability
is the best way to protect your Retirement Plan from
becoming disabled!
Products to consider as well:
Business Overhead and
Disability Buy Out. Each with a very specific purpose and both helping
solve problems that do occur when a disability strikes....
Disabilities don't have to be Visual
We all deal with and pass by people everyday that are disabled and not in wheel
chairs.. we never even realize it! But, they do!
Thank
You for allowing us to be of service to you and your family!
"One thing is certain....change. It is the preparation
that makes all the difference."
Ron Cohen, RHU
